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Studying

student
freedom
initiative

Take Control of Your Future

Classmates in Library

Say goodbye to the stress and anxiety of traditional student loans and hello to a brighter, more affordable future.

Payments made easy.
Customized to
your needs.

Get up to $20,000 annually for school without a co-signer or credit check. Eligibility requirements apply, including being enrolled full-time at a participating Student Freedom Initiative partner school and meeting academic progress standards.

Our online application process is simple and straightforward, and our team of experts is always available to help you through the process.

affordable

Understanding the difficulties associated with student loan repayments, the Student Freedom Agreement ensures that your repayment amounts align with your post-graduation income. This approach eliminates any hurdles in meeting your payment obligations.

accessible

We advocate for equal access to education regardless of financial circumstances. Through the Student Freedom Agreement, you can apply without needing a co-signer or undergoing a credit check.

stem-focused

The Student Freedom Agreement caters to STEM majors at Minority-Serving Institutions (MSIs), providing the necessary funding and support to meet your academic needs.

Students

Alternative to other private education loans & Parent PLUS loans.

focus on graduation 

not loans

Payments are affordable, with options for as little as $0 per month when your income falls below the threshold. When your income goes above the threshold, you'll pay a fixed percentage of your income.

pay it forward

Your obligation is limited to twenty years of payments and can be discharged in bankruptcy. Plus, your payments help fund future students' education.

apply in minutes

Our online application process is simple and straightforward, and our team of experts is always available to help you through the process.

A Better Way is Here!

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